One of the common questions our attorneys receive is “What is the difference between SSD and SSI?” With such similar acronyms, it is easy to confuse the two, but they are actually quite different. At Townes & Woods, P.C., a Birmingham, Alabama, metro area disability insurance law firm, we offer comprehensive legal services in both areas and can help you determine if you qualify to receive benefits under either program.
Social Security Disability Insurance (SSD) vs. Supplemental Security Income (SSI)
Social Security Disability Insurance, often referred to as SSD or SSDI, and Supplemental Security Income, or SSI, provide different benefits to two different groups of people, though it may be possible to qualify for both.
Qualification requirements: SSD is available to disabled individuals who have worked long enough, and paid enough Social Security tax, to qualify for insurance through the program. In contrast, SSI is available to all individuals who are disabled and have limited income and resources.
• Amount: While SSI provides supplemental income based on a person’s level of need, SSD is calculated based on past earnings.
• Health care benefits: Individuals who qualify for SSI are automatically eligible for Medicaid, which offers complete medical coverage. Individuals who qualify for SSD typically become eligible for Medicare after two years, receiving only partial medical coverage.
At Townes & Woods, P.C., we want to help you get the benefits you need with as little stress as possible. That is why our experienced attorneys will handle all aspects of your SSD or SSI case, from initial application through appeal. We will collect the necessary information and handle all of the complex paperwork for you, providing personalized advice every step of the way so that you can take advantage of every program available to you.
To schedule a free initial consultation with a Gardendale, Alabama, Social Security attorney, contact us at 205-631-4019.